II – Extended Health Care

Vision/Paramedical Care

This image indicates that a written recommendation from your Medical Doctor must be submitted specifying the condition for which treatment is being prescribed. This written recommendation must be provided each Benefit Year and before any benefit is paid.

Extended Health Care

Reimbursement Percentage

50% for each Insured Person

Annual Maximum for Each Insured Person

Year One	Year Two	Year Three
$500*	$500*	$750*	Maximum increases in year three

*Maximum includes benefits paid for
Vision/Paramedical Care

Annual Deductible

$100 each Insured Person

Annual Maximum for Extended Health Care Combined With Vision/Paramedical Care Expenses

$7,500

Vision/Paramedical Care Eligible Expenses

Naturopath – treatments that avoid drugs, surgery and utilize the use of natural agents such as herbs Chiropodist/Podiatrist – medical care and treatment of the human foot
Osteopath – medical care and treatment of bone disease

	BENEFIT	Coverage Limits for Each Insured Person Benefit Year – As indicated on your Certificate of Insurance
	Vision Care	$250 every two Benefit Years with a $125 maximum reimbursement limit in the first year your insurance is in place. For example, if you claim $100 in the 1st Benefit Year, you are eligible to claim $150 in the 2nd Benefit Year. In the 3rd Benefit Year, you would be eligible to claim up to the $250 maximum.
	Registered Psychologist, Chiropractor, Naturopath, Homeopath, Chiropodist, Podiatrist, Osteopath	Maximum of $35 each visit.
	Registered Massage Therapist, Traditional Chinese Medicine, Acupuncturist, Dietician	Maximum of $35 each visit.

Program Handbook