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Program at-a-glance

Your Insurance Program

Your program is made up of 3 plans:
I Prescription Drug Care
II Extended Health Care
III Dental Care

Each plan has different reimbursement and maximum levels.

At-A-Glance

Benefit Year – 12 months from your effective date of coverage

I Prescription Drug Care
Reimbursement Percentage 70% of the ingredient cost for each Insured Person
Annual Maximum for Each Insured Person
Year One Year Two Year Three
$1,000 $2,000 $3,000
AFBS Drug Formulary The AFBS prescription drug formulary will be used to settle all drug claims.
Includes a mail order prescription option and pharmacy wellness initiatives.
Ingredient Costs cover usual and customary costs. They do not include “dispensing fees”.

II Extended Health Care
Reimbursement Percentage 70% for each Insured Person
Annual Maximum for Each Insured Person*
Year One Year Two Year Three
$7,500* $7,500* $7,500*
*Maximum includes benefits paid for Vision/Paramedical Care

  Vision/Paramedical Care
Reimbursement Percentage 50% for each Insured Person
Annual Maximum for Each Insured Person
Year One Year Two Year Three
$500 $500 $750

III Dental Care
Reimbursement Percentage For Each Insured Person
Year One Year Two Year Three
50% 50% 50%
Annual Maximum for Each Insured Person  
Basic Services (cleaning, recall exams)
Year One Year Two Year Three
$300 $300 $500
Periodontal
(gum disease)
Endodontic
(root canal)
Major Restorative Services
(crowns, bridges, dentures)
Year One Year Two Year Three
$500 $500 $750
AFBS Dental Formulary AFBS dental formulary will be used to settle all claims.

 

Other Programs

Home/Tenant/Home Business & Auto Insurance

Through its provider partner, Dale Parizeau Morris Mackenzie, over 3,000 AFBS members have chosen to participate in these programs. To obtain a no obligation quote based on your specific requirements call 1-800-365-3387.

Program At-A-Glance
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