Program At-A-Glance

Your Insurance Program

Your program is made up of 3 plans:
I	Prescription Drug Care
II	Extended Health Care
III	Dental Care

Each plan has different reimbursement and maximum levels. As well, an annual deductible is required for Dental Care and Vision/Paramedical Care coverages.

At-A-Glance

I	Prescription Drug Care
	Reimbursement Percentage	70% of the ingredient cost for each Insured Person
	Annual Maximum for Each Insured Person	Year One Year Two Year Three $1,000 $2,000 $3,000
	AFBS Drug Formulary	The AFBS prescription drug formulary will be used to settle all drug claims.

II	Extended Health Care
	Reimbursement Percentage	70% for each Insured Person
	Annual Maximum for Each Insured Person*	Year One Year Two Year Three $7,500* $7,500* $7,500* *Maximum includes benefits paid for Vision/Paramedical Care

	Vision/Paramedical Care
	Reimbursement Percentage	50% for each Insured Person
	Annual Maximum for Each Insured Person	Year One Year Two Year Three $500 $500 $750
	Annual Deductible	$100 each Insured Person

III	Dental Care
	Reimbursement Percentage For Each Insured Person	Year One Year Two Year Three 50% 50% 50%
	Annual Maximum for Each Insured Person
	Basic Services (cleaning, recall exams)	Year One Year Two Year Three $300 $300 $500
	Periodontal (gum disease) Endodontic (root canal) Major Restorative Services (crowns, bridges, dentures)	Year One Year Two Year Three $500 $500 $750
	Annual Deductible	$50 each Insured Person
	AFBS Dental Formulary	AFBS dental formulary will be used to settle all claims.

Home/Tenant/Home Business & Auto Insurance

Working in cooperation with an external provider, Dale Parizeau Morris Mackenzie Inc. AFBS provides members with the opportunity to purchase home/tenant/home business and auto insurance at exclusive discount rates with convenient, monthly payment terms. More than 3,000 Members participate in this successful program.

For more information, call 1-800-365-3387.

Get a free, no obligation quote today.