Eligibility

• You may apply for insurance coverage if you are under age 71*, reside in Canada at the time coverage becomes effective and are associated with a Participating Organization through membership or employment. You may also insure your eligible dependants.
• Eligible dependants are members of your family that are eligible for coverage.
  *Please note: Applicants between ages 65 and 70 who apply when coverage is first offered may continue benefits beyond age 70. In all other cases, Insured Persons must be continuously insured between ages 65 and 70 for benefits to extend beyond age 70.

Spouse

• Your legally married spouse including your common-law spouse who has been publicly represented as being your spouse/partner and has lived with you for 2 or more years (or length of time as required by provincial legislation). Only one spouse can be covered.

Dependant Child

• Each dependant child under age 18 living with you at home and dependent on you for support.
• Each dependant child between 18 and 26 who is attending a recognized college or university on a full-time basis.
• Each dependant child 18 and over who is incapable of earning a living because of a handicap or disability.

As a member of a Founding Guild of AFBS, insurance benefits for Writers Guild of Canada members are provided through the AFBS Members? Insurance Program. If you are a member of the Writers? Guild of Canada, information about your benefits is available at www.actrafrat.com. The Writers Guild of Canada, as a Founding Guild of AFBS, is pleased to support the Writers? Coalition initiative for other writers and those within the writing community.